Short-term
Residential bridging
Buy before you sell, win at auction or refurbish before refinancing.
- Up to 75% LTV
- 3 to 24 months
- Auctions, chain breaks, refurbishment
Property finance that understands the deal.
We get it.
Residential, commercial and semi-commercial bridging finance, with clear terms and a dedicated concierge team from enquiry to completion.
2–24 hrsTypical decision in principle
£5mMaximum loan
75%Maximum LTV
Decision in principle typically within 2 to 24 hours once we have the required information. LTV subject to property type and underwriting.
Our products
Residential and commercial bridging
Specialist bridging finance from £100,000 to £5 million, with one experienced team behind every case. More products are coming soon.
Short-term
Commercial bridging
Funding for commercial and semi-commercial property: offices, retail, industrial and mixed use.
- Up to 70% LTV
- 3 to 24 months
- Offices, retail, mixed use
Long-term
Commercial mortgages
Longer-term finance for owner-occupiers and investors in commercial property.
Business
Business loans
Working capital and growth funding for established UK businesses.
Not sure which product fits?Tell us about the deal and we will talk you through the options.
How it works
From enquiry to funds
Completion deadline? We get it. A clear, four-step process with our concierge team keeping you updated throughout.
- Step 1TodaySend your enquiry
Two minutes online. Tell us about the property, the loan and your timescale.
- Step 2Within 2 working hoursTalk it through
We call you during office hours to understand your plans, then send indicative terms in writing.
- Step 3Typically 3–7 working daysValuation and legals
We instruct the valuer and solicitors and manage the process through to completion.
- Step 4Typically 5–10 working daysFunds released
The loan completes and funds are released, with the exit strategy agreed.
What you'll usually need
- Photo ID and proof of address
- Details of the property
- How you plan to repay
- Company details, if borrowing through a company
Typical completion5–10 working days
Urgent completion? In exceptional cases, Gulf Bridging can target completion within 72 hours, subject to legals, valuation and satisfactory due diligence.
Start your enquiryTimescales are indicative and subject to satisfactory valuation, legal work, due diligence and receipt of all required information.
Why Gulf Bridging
Experienced people, clear decisions
Our team has bought, bridged and refinanced property for more than ten years. Every case is reviewed by an experienced underwriter, with a dedicated concierge team looking after your case from enquiry to completion.
- Individual underwritingEvery case is assessed on its merits by an experienced underwriter.
- Speed when it mattersDecisions in principle typically within 2 to 24 hours, and completion typically in 5–10 working days.
- Clear costs upfrontRates and fees are set out in writing before a valuation is instructed.
- Dedicated concierge teamOur concierge team looks after your case from the first call to completion.
- Flexible criteriaWe lend to individuals, companies, LLPs and trusts, including non-standard property.
- A realistic exitWe look closely at how the loan will be repaid before any terms are agreed.
Complex deal? We get it.
No credit check to enquire, no obligation.